Insurance Claims and Windshield Damage: Everything Ottawa Drivers Need to Know

Windshield damage is one of the most common vehicle issues in Ottawa, especially with frequent temperature fluctuations, gravel roads, and highway driving. Many drivers are unsure how insurance plays into repairing or replacing a damaged windshield. This guide explains the key facts about handling insurance claims, understanding your coverage, and choosing the right service for repairs. Why should windshield damage not be ignored ? A chipped or cracked windshield is more than just an inconvenience—it can compromise your safety. A damaged windshield reduces visibility, weakens structural integrity, and increases the risk of further shattering in the event of a collision. Even small chips can spread quickly if left untreated, particularly during extreme Ottawa weather. Acting quickly not only keeps you safe but can also help reduce repair costs. Does car insurance cover windshield damage in Ottawa? In most cases, yes. However, the extent of coverage depends on the type of insurance polic...